PRIVATE WOODED RETREAT in the GATED LAKE COMMUNITY of Summerset Lake! This MOVE-IN ready ranch offers the lake lifestyle you've been dreaming of. This 3-bedroom, 2-bath creates a warm and inviting feel from the moment you walk in, with gorgeous wood floors, soaring vaulted ceilings, and a cozy fireplace that anchors the spacious living room. The kitchen is full of rustic charm, featuring slate tile flooring, a coordinating slate backsplash, and plenty of space to gather, with stainless appliances and pantry! Step directly onto the deck and enjoy your own private outdoor retreat surrounded by mature trees—perfect for entertaining or simply unwinding after a long day. The spacious primary suite offers dual closets and a private ensuite bath, complete with a separate soaking tub and shower, creating the perfect place to relax. Two additional bedrooms and a second full bath complete the main level. The partially finished WALK-OUT lower level provides flexible living space with endless possibilities for a fourth bedroom, family room, rec room, home office, or workout area. A ROUGH-IN is already in place, making future expansion even easier. Additional features include a newer furnace and air-conditioning, an attached garage, and a storage shed for all your outdoor equipment. This gated lake community offers access to multiple lakes for fishing, boating, kayaking, and swimming, along with a sandy beach, boat ramps, campground, playground, picnic areas, and a peaceful setting surrounded by nature. Conveniently located just a short drive into downtown Desoto for shopping and under an hour from downtown STL. Summerset Lake offers the perfect balance of everyday living and weekend getaway vibes. Whether you're relaxing on the water, enjoying community amenities, or taking in the tranquil surroundings, you'll love calling this special community home.