Fantastic opportunity for a qualified VA buyer to ASSUME a VA Loan at an incredible 2.75% interest rate! Nestled in the heart of the Village of New Baden, this spacious tri-level home offers over 2,200 sq ft of comfortable living space with 3 bedrooms and 2.5 baths. The main level features a light-filled living room with a wall of windows, formal dining area, and a generously sized kitchen with abundant counter space--perfect for hosting family & friends. Just 6 steps to upper level, you'll find two large guest bedrooms (one currently styled as a sweet & cozy nursery for adorable twins!) and a full guest bath. The spacious primary en-suite includes a private bath, offering a peaceful retreat after a long day. The lower level features a massive recreation room (24x15) with a wood-burning fireplace, a convenient half bath, and a versatile bonus room ideal for an office, playroom, or creative studio. Step outside to a fully fenced backyard ideal for kids or pets, complete with a patio, pergola, & large storage shed. The oversized garage (19wX27d) has plenty of room for a large truck, workshop, or extra storage. Recent updates include: upper-level carpet (2023), LVP flooring on the main level (2023), garage door & opener (2024), new kitchen and bath faucets (2023), & new exhaust fans in both full baths (2023). Located just minutes from New Baden Community Park with pool, trails, and sports fields, and a quick 20-minute drive to Scott AFB. Municipally compliant and move-in ready!