This charming 3-bedroom, 2-bath home is located in the sought-after Lake Access community of Bahia Bay on beautiful Lake Norman. Enjoy year-round use of the private waterfront community lot just around the corner for only $75/year through the Bahia Bay HOA. Inside find real hardwood floors and a thoughtfully updated interior. Roof was replaced in 2017, HVAC system in 2021, Crawl space was professionally encapsulated in 2024.Upstairs, luxury vinyl plank flooring was added in 2020.The kitchen offers granite countertops, SS appliances, cozy dining area. The main-level primary suite features a spacious walk-in closet, bathroom w/double vanity and tub/shower combo. Main-level laundry. Upstairs, two generously sized bedrooms w/full bath. Oversized deck overlooking a fully fenced backyard. Separate storage building. One-car garage is a great everyday perk. Affordable and just minutes from shopping, dining, and more. Don't miss your opportunity to enjoy lake living without the lakefront price!