"Owner financing with good credit at 4.5% with 20% down and no loan origination fees."Just in time for summer, this newly completed custom home embodies timeless elegance, refined craftsmanship, and tranquil mountain living. Perfectly positioned on 1.22 acres of professionally landscaped grounds, the property enjoys peaceful, seasonal mountain views and access to a stocked community pond-offering both beauty and recreation. Inside, the open-concept design showcases soaring high ceilings and oversized windows that bathe the interiors in natural light, accentuating the home's sense of space and sophistication. The living room centers around a stately fireplace, while a second in the primary suite adds warmth and charm to your private retreat. The kitchen is a statement of understated luxury, featuring a farmhouse sink set within the island, soft-close cabinetry, and premium finishes that merge form and function seamlessly-perfect for entertaining or everyday comfort. The split-bedroom plan ensures privacy, with the primary suite thoughtfully separated from two additional bedrooms joined by a Jack-and-Jill bath. The spa-inspired primary bath offers a soaking tub, a beautifully tiled walk-in shower, and dual vanities. Beyond the interiors, the daylight basement space is set up with a separate entrance with endless potential for storage or a future in-law suite. The oversized covered deck invites gatherings and quiet moments alike, overlooking a spacious backyard framed by wooded serenity. Additional features include English Oak hardwood floors with a 50-year warranty, a separate laundry room, an oversized two-car garage. Built with longevity and efficiency in mind, the home offers high R-factor insulation, Low-E windows, and LED lighting throughout. With no HOA and a convenient location near Helen, Clarkesville, and Highway 365/985, this residence masterfully balances modern luxury with the calm of mountain living.