Everything you need is on one level. The main-floor primary suite means no stairs between you and the rest of your life - and with a sunroom, a large brick patio, and a backyard shaded by mature trees, there's plenty of reason to stay home. Radiant heat keeps the whole house warm in a way forced air never quite manages - even, quiet, no dry air, no vents blowing dust. The wood-burning stove in the living room adds a second layer of warmth on the coldest nights and a focal point the rest of the year. The seller has already done the homework on two renovation opportunities: a structural engineering report from Advanced Engineering, LLC (August 2024) confirms that the south family room windows can be expanded to a nearly 15-foot wide opening, and the entry walls can be removed to open up the main level. The specs are done - you just have to decide if you want to pull the trigger.Step outside and you're a short walk from one of Loveland's best recreation areas - pickleball courts, a skate park, soccer fields, playgrounds, a fishing pond, and miles of trails. Whether you're downsizing your square footage or just your to-do list, this one is worth a look.