2,800 SF of solid bones on a quiet, low-traffic street in Elgin. Four bedrooms, 2.5 baths, and a finished lower level with bonus room and storage. Main level has a generous kitchen with oak cabinetry, recessed lighting, stainless steel appliances, and an eating area. Family room, separate living and dining rooms, half bath, laundry with storage, and a dedicated pantry. Upstairs, four large bedrooms and two full baths - master suite with double vanity, separate shower, and soaking tub. Hall bath has a skylight. Mechanicals updated in 2015, newer water heater (2025), and quality oak doors and trim throughout. Built solid in 1990. This is a cosmetic opportunity - the layout is strong, the square footage is hard to find at this price point, and the big-ticket mechanicals are already done. Bring your vision.