ASSUMABLE 3.99% LOAN!! Stop scrolling, your perfect home just landed in an exclusive gated community! This stunning home will make you fall in love at first sight. The kitchen has a plethora of maple cabinetry, granite counters, and a full suite of stainless steel appliances including the refrigerator that conveys. Soaring ceilings create an airy, open feel, downstairs bedroom and full bath offer the perfect In-Law retreat. Head upstairs to the large owner's suite, where a bay window and private balcony invite morning coffee and two additional upstair bedrooms, one has its own second balcony for sunset vibes make this a highly desirable floorplan. Thoughtful extras like central vacuum, soft water and a $10,000 Pearl Certification upgrade! This isn't just a house; it's your next chapter! The $10,000 Pearl Certification upgrade (complete with a full energy-efficiency report) elevate everyday living. The low-maintenance backyard is an entertainer's paradise: lots of pavers, a massive covered patio, and side-yard access to the extended-length 2-car garage. Nestled in the hidden gem of Jacob's Ranch, it offers a community center, sparkling pool, fitness center & park. The HOA covers WiFi. With shopping and freeways just minutes away, convenience is built in. Schedule your tour today before someone else calls it home!