This home qualifies for FHA, Conventional, USDA, and VA loan financing. This brand-new 2026 home in Carrollton offers modern construction, thoughtful design, and the freedom of no HOA, all situated on a spacious 0.46-acre lot. Featuring three bedrooms and two full bathrooms, the home is designed with an open-concept layout that creates a seamless flow between the living room, dining area, and kitchen, ideal for both everyday living and entertaining. The interior is filled with natural light and showcases clean, contemporary finishes that complement the home's functional and inviting design. The kitchen overlooks the main living area, allowing for effortless connection between spaces while providing a comfortable environment for gatherings or quiet evenings at home. The primary suite offers a private retreat with its own full bathroom, while the additional bedrooms provide flexibility for guests, a home office, or other lifestyle needs. Step outside to enjoy the newly built front porch featuring a pergola, creating a welcoming outdoor space perfect for relaxing or enjoying the surrounding property. The nearly half-acre lot offers room to enjoy outdoor activities, gardening, or simply the added benefit of space and privacy, all without HOA restrictions. Conveniently located approximately 15 minutes from I-20, this home provides easy access to commuting routes while remaining close to a variety of shopping, dining, and everyday conveniences. Combining new construction, modern comfort, and a desirable location, this property presents an excellent opportunity to own a move-in-ready home in the Carrollton area. *Home is virtually staged*