Tucked away in the heart of the beloved St. Nicholas neighborhood, this charming 3 bedroom, 1-bath brick bungalow is overflowing with potential. Whether you are an investor seeking a dream rental or a homeowner looking for fully updated home, this property offers the perfect foundation. Major updates are already complete, including a 2020 roof, 2020 whole-home repipe. HVAC system installed in 2021. Inside, you'll find 3 bedrooms 1 bath, with the 3rd bedroom located off the main living area, ideal for a home office, reading nook, or creative studio. The detached 2 car garage provides additional storage. Step outside to a spacious backyard offering endless possibilities for outdoor living. All of this in an unbeatable location: minutes to Downtown Jacksonville, 5 minutes to San Marco, 20 minutes to the beaches, and best of all — no HOA. Don't miss this rare chance to own in one of Jacksonville's most charming and convenient neighborhoods. Some Photos with furnishings are renderings.