No HOA. Over a quarter acre. Room for your camper or trailer. More room for what matters. Set on a cul-de-sac, the backyard is what sets this home apart. Mature landscaping, garden beds, a deck just off the kitchen, and a lower level that walks out to the patio create inviting spaces to entertain, unwind, garden, play, or simply enjoy being outside. A storage shed, detached workshop with electricity, and additional parking for your camper, trailer, or toys add even more flexibility. Inside, the flexible bi-level floor plan offers four bedrooms, two bathrooms, and multiple living areas, giving everyone room to spread out. The oversized primary closet is a standout, while the detached workshop is ready for hobbies, projects, a home office, art studio, or fitness space. The major updates are already done, including a new roof (2024), HVAC system (2022), garage door (2024), fresh interior and exterior paint, and new carpet. Just minutes from Berthoud, TPC Golf Course, downtown Loveland, shopping, restaurants and schools.