ASSUMABLE 2.75% loan and ASSUMABLE flood insurance—this home can save you thousands in annual carrying costs! Welcome to Davis Islands, where the lifestyle is driven by salt air, sunset golf cart cruises, and a community spirit you won't find anywhere else in Tampa. Finding a no-HOA townhouse in South Tampa is rare; finding one sitting at 10.5’ elevation is nearly impossible. This property offers the perfect mix of Island charm and modern peace of mind. The grand double-door entry opens into a space built for hosting. The kitchen stands out with sleek black stainless appliances, a custom built-in workstation, and a breakfast bar that overlooks the oversized living area. It’s open, bright, and practical, complete with clever storage and a tucked-away powder room for guests. Open the patio doors to your private backyard. Whether you want a summer kitchen, secret garden, or a secluded jacuzzi spot, the space is a blank canvas. Most importantly: no parking headaches - the detached two-car garage is accessed via a private rear alley and has plenty of extra room for a second fridge, deep freezer, and all the "Island toys" - kayaks, bikes, and paddleboards. The upper level is designed for real life; a massive primary suite with a spa-like bath on one side, and two additional bedrooms with a full bath on the other. The laundry room (with newer machines) is where it should be—on the same floor as the closets. Just minutes from everything that makes Davis Islands the city's crown jewel: local coffee shops, the Yacht Club, the public boat ramp, and the Peter O'Knight airport. You’re also perfectly positioned minutes from Tampa General, the University of Tampa, DI's dog parks and beach, and the Water Taxi stop. Plus, you’re in the coveted Gorrie/Wilson/Plant school district. Come see why life is better on the Islands. Schedule your showing today!