Set on a generous 2+ acre lot with shared-private dock access to Todd Lake, this 3-bedroom, 4-bath Newbury home with In-Law Apartment offers nearly 3,000 sq ft of finished living space and the kind of setting buyers spend years trying to find. Built in 2013, the home offers the ease of newer construction with the character, privacy, sunlight, mature landscaping, garden beds, fruit trees, and wooded shade that are nearly impossible to recreate. The main level features a warm and functional layout with an open-concept kitchen offering stainless steel appliances, recessed lighting, an island, a window over the sink overlooking the backyard, and space for formal dining. The cozy living room is anchored by a wood stove and flows naturally to the oversized wraparound covered porch, perfect for morning coffee, summer dinners, or relaxing after a day on the lake. The first-floor primary suite includes an en-suite bath, walkthrough closets with built-in shelves, and its own exterior door, while the main-level mudroom adds laundry and another exterior entrance for everyday convenience. Upstairs, two generous bedrooms, a full bath, and a spacious family room with ceiling fan and private balcony provide room for guests, work, or quiet retreat space. The finished walkout lower level offers a fully legal in-law apartment, complete with its own private entrance, full eat-in kitchen, living room, bonus room, and bath. A large utility room provides excellent storage and flexibility. Outside, enjoy a shed, paved driveway, usable yard space, sunny open areas, and peaceful wooded surroundings. With access to Todd Lake for kayaking, boating, fishing, and swimming, plus easy access to I-89, Mount Sunapee, Newbury Harbor, and nearby ski areas, this property works beautifully as a year-round home, weekend escape, or income-producing lake-area retreat. A rare opportunity to enjoy space, setting, income potential, and lake access in one complete package.