Perfect opportunity for an owner-occupant or investor! This well-maintained two-family home is ideally located within walking distance to downtown shops, restaurants, and local amenities. The first-floor unit is vacant and move-in ready, featuring hardwood floors, high ceilings, a charming covered front porch, and its own private laundry. The second-floor unit is tenant-occupied and offers a private terrace along with individual laundry. The walk up finished attic offers 2 additional bedrooms or flex space. Each unit has separate electric and heating systems, providing convenience and independent utility management. Off-street parking adds to the home's appeal. Live in one unit while collecting rental income from the other to help offset your mortgage, or add this turnkey property to your investment portfolio. A fantastic opportunity with income potential in a convenient location!