Incredible opportunity for first-time home buyers! Purchasers of this home only need to qualify for a $340,000 mortgage! The seller, Housing Initiative Partnership, Inc. is offering a 2nd Deed of Trust for up to $30,000 with zero interest, zero payments, which is forgiven incrementally over 15 years! Buyers must be first-time homebuyers at or below 80% of the median area income. This incredible home has been completely renovated and is gorgeous inside and out! As you approach the home, you are greeted by the inviting front porch. Inside, you'll immediately notice the beautiful luxury vinyl plank flooring that runs throughout the home. The living space flows right into the dining area and the bright, well-appointed kitchen, which features quartz countertops, stainless steel appliances, and a generous island. The main level also offers a primary bedroom and a full primary bathroom. Upstairs, there are two spacious bedrooms and another full bathroom. Outside, the large back yard is fully enclosed with privacy fencing, and there is a great back patio where you can relax and soak it all in. All renovations in the home were fully permitted and completed by licensed contractors. The renovations include a new front porch and back patio, new fencing, new Hardie plank siding, all new windows and doors, a new roof, new HVAC, all new flooring and paint, all new kitchens and bathrooms, upgraded electric service, all new fixtures, and new plumbing and electrical. It's a new old house!