2BR + Bunk Room | 2.5BA | Gulf Views | No HOA | STR-Permitted | Built 2021 | ~325 Feet to Beach | Seller Rate Buydown Available

Built in 2021 and located approximately 325 feet from the Gulf, this Mexico Beach beach home offers a combination that's getting harder to find: Gulf views, short-term rental flexibility, and no HOA restrictions, all within an easy walk to the sand. From the moment you arrive, the setup feels simple and functional. No elevators, no long parking walks, just a direct, approximately one-minute walk to the beach.

The layout includes two bedrooms, an enclosed bunk room for additional guests, and 2.5 bathrooms across a well-designed floor plan with two oversized balconies. The open-concept living space centers on a large kitchen island with seating, stainless steel appliances, modern cabinetry, and pantry storage designed for real use, whether for extended stays or hosting guests.

The primary suite connects directly to an oversized balcony and includes a double vanity and walk-in shower, creating a comfortable, private space separate from guest areas.

Built to current Florida coastal construction standards, this beach home includes impact-rated windows and sliding glass doors, elevated construction, a durable roof system designed for coastal conditions, covered parking, an outdoor shower, and dedicated storage for beach gear.

Short-term rentals are permitted, and there are no HOA fees or rental restrictions, offering the flexibility many buyers are seeking right now.

The seller is offering a rate buydown to help reduce the buyer's monthly payment, adding flexibility to the financing. Insurance costs have been competitive for a Gulf-area beach home, which can make a meaningful difference in overall ownership costs.

Mexico Beach is known for its uncrowded shoreline, low-density feel, and slower pace compared to nearby coastal markets. With close access to Mexico Beach Marina, Cape San Blas, St. Joseph Bay, and Port St. Joe, the area continues to attract buyers seeking a more relaxed coastal experience.

Whether you plan to use it personally, share it with guests, or strike a balance between the two, this beach home offers a straightforward way to enjoy the beach. Buyers comparing Gulf-view beach houses with high fees, HOA, and rental restrictions will find this one worth a conversation.