Enjoy rates as low as 4.25% in the first year - Seller offering a 2-1 interest rate buy-down with preferred lender (buyer qualification required)* Located in the desirable Hidden Lakes community of St. Augustine, this 4-bedroom, 2-bath home offers one of the best values at this square footage—thoughtfully designed with a split floor plan for added privacy and function. Set on a 60-foot-wide lot in Flood Zone X (no flood insurance required), the home backs to tranquil water views and features a covered lanai and fully fenced backyard, perfect for relaxing or entertaining. Inside, the open-concept living area is warm and inviting, featuring rich wood-look tile flooring, an abundance of natural light, and a fireplace for cozy evenings. The kitchen is a standout—crafted for those who love to cook or entertain—with high-end granite countertops, a new Samsung refrigerator, smooth-top stove, ample cabinetry, and generous counter space for prep and serving. The owner's suite is oversized with