Rare opportunity in Duluth with no HOA, a spacious 0.55-acre lot, and parking for up to 8 vehicles-ideal for homeowners or investors alike. Located just minutes from Historic Downtown Duluth, this 4-bedroom, 2-bath home offers both convenience and versatility. The split-level layout features expansive front and back decks, perfect for outdoor living and entertaining. Inside, the bright living room flows into a functional kitchen with stainless steel appliances and a brand-new refrigerator. A main-level bedroom provides flexibility for a home office or guest space. The lower-level family room with a cozy fireplace creates an inviting gathering area, while the partially finished basement with a dedicated workshop adds extra functionality. Fresh interior paint and brand-new flooring make this home truly move-in ready.