Discover an extraordinary ranch-style home in Loveland's coveted Waterfront Subdivision, boasting exclusive Boyd Lake access with a private boat ramp for motorized boating, kayaking, paddleboarding, and fishing. Direct trail access leads to serene open spaces and lake beaches for miles of hiking or biking. Nestled with stunning mountain and lake views, this 5-bedroom, 5-bathroom home spans 5,985 sq ft, ideal for multigenerational living, an in-law suite, or rental income potential. Designed for luxury living, it features dual gourmet kitchens-the main level with new KitchenAid stainless steel appliances, double oven, gas range, quartz countertops, and a large island, and another full kitchen in the spacious walk-out basement.The open-concept main floor showcases a grand living area with a gas fireplace, soaring ceilings, and real wood flooring. Adjacent to the entry, a generous home office features bright windows, while a formal dining room and cozy breakfast nook enhance entertaining. The main level includes 3 bedrooms and a 3-car garage with a mud/laundry room. The lower level, perfect for an in-law suite or guest quarters, offers a second full kitchen, a living space with another gas fireplace, two bedrooms with private bathrooms, a dedicated gym room, and a second laundry. There is a stairlift system and ADA accessible rooms. Outside, a fully fenced backyard with mature landscaping creates a private oasis, featuring stunning views from the deck and a covered patio off the walk-out basement.Enjoy the best community amenities, including a sand volleyball court, BBQ area, and private lake access, all in a tranquil cul-de-sac near Fort Collins, Loveland, and I-25. This move-in-ready Colorado waterfront retreat blends lakeside luxury with investment potential. Schedule your tour today.