100% financing available through USDA or VA. Check out this new construction home by SGW Homes in Toccoa, GA. 3 bedrooms, 2 bathrooms, on a flat lot, free from HOA restrictions and walkable to shopping. In the south, a covered front porch gives a welcoming feel. Step inside to a well planned, split bedroom design with vinyl flooring throughout and 2" window blinds included. Enter into the family room which is open to the eat-in area and the kitchen. This kitchen steals the show with its white cabinets, granite countertops, island with breakfast bar, pantry and a window overlooking the backyard. Stainless steel appliances, including a range, dishwasher, & microwave are included as well as a disposal. The owner's suite features a walk-in closet and private bath with double vanity and spacious 5' shower. The secondary bedrooms have good closets. Extend your living space to the back patio, perfect for entertaining or enjoying your morning coffee. Low-Maintenance vinyl siding and architectural shingled roof will make it easy to keep your home looking brand new for many years. Park your car out of the elements under the covered carport. The flat lot finished with Bermuda sod offers plenty of open yard area. Home is complete and ready for move-in!