Beautifully furnished 5BR/4BA coastal retreat in Miramar Beach with private pool, two-car garage and no HOA. Thoughtfully designed over three levels, the first floor offers two bedrooms including a built-in quad bunk room, full bath, laundry and access to the pool. The second floor is the main living level with kitchen, dining and living areas plus bedroom and bath. The third floor includes the primary suite with private bath and an additional guest bedroom with bath. Turnkey with beautiful finishes, ample parking, golf cart and outdoor living space. Enjoy easy access to sugar-white Gulf beaches and nearby golf at Sandestin Golf & Beach Resort. Ideal for beach living with strong rental potential. Welcome to 29 S Payne Street, a fully furnished coastal retreat in Miramar Beach with private pool, two-car garage, and no HOA -- ideally positioned for relaxed beach living or strong short-term rental performance. Thoughtfully designed to maximize space and privacy, this three-story home features five bedrooms and four baths with a smart layout that supports both guest comfort and owner use.

The first level offers two bedrooms, including a custom built-in quad bunk room to maximize guest capacity, a full bath, and a convenient laundry area with interior access to the oversized two-car garage. With direct access to the private pool and outdoor living area, this floor provides flexibility and convenience for guests and owners alike.

The second level serves as the primary living and entertaining area with the kitchen, dining space, and living room all located on this main floor. Elevated above street level, natural light fills the space, creating an inviting setting for everyday living and gatherings. A bedroom and full bath on this level offer additional sleeping options or owner flexibility.

The third floor includes the spacious primary suite with private bath and generous closet space, plus an additional bedroom and full hall bath. The distribution of bedrooms across three levels ensures privacy and separation for larger groups and supports strong vacation rental appeal.

Offered fully furnished and turnkey with durable coastal finishes, ample parking, and a private pool and outdoor entertaining area, this property delivers a lifestyle of relaxed coastal living with rental income potential. Enjoy easy access to the sugar-white beaches of the Gulf of Mexico and nearby championship golf experiences at Sandestin Golf & Beach Resort, including Baytowne, The Links, Raven, and Burnt Pine courses, as well as additional top area golf at Regatta Bay Golf & Yacht Club. Minutes from dining, shopping, and entertainment, 29 S Payne Street blends beach, golf, and lifestyle in one of Miramar Beach's most desirable locations.