Lakefront living with amazing community amenities! This 3 bed, 2 bath RANCH sits directly on Cardinal Lake on a generous .95-acre lot, offering peaceful water views and private access just through the back fence gate. Enjoy vaulted ceilings, hardwood floors, a bright eat-in kitchen with white cabinets and granite countertops, and a spacious family room that opens to new decking and a fenced backyard. The oversized primary suite features an updated walk-in closet and private bath. Dining room doubles as an office. Two-car garage, level driveway, and one-level living make this home a true gem. Located just minutes from Downtown Duluth with easy access to the Town Green, shopping, dining, and year-round events. Parks nearby include Shorty Howell Park, McDaniel Farm Park, Bunten Road Park, and Chattapoochee Dog Park-offering trails, sports fields, dog runs, and more in a vibrant, active community.