NO HOA WHAT? Tons of Storage WHAT? Lender Credit? WHAT? Welcome home to this charming and spacious 1,616 sq. ft. home in sought-after Clay County, known for its top-rated schools. Originally a 4-bed, 2-bath home, now thoughtfully reconfigured to feature an oversized master suite w/ensuite bathroom, that can easily be converted back to a 4-bed layout. Open-concept living area flows seamlessly into the eat-in kitchen, which boasts an oversized pantry, perfect for all your storage needs. The indoor laundry room has been expanded for added convenience, utilizing part of the two-car garage while still maintaining plenty of storage space .Step outside to enjoy the large fully fenced backyard, complete with an outdoor patio, perfect for entertaining and relaxing. A second screened patio off the third bedroom creates a fantastic private retreat—ideal for a mother-in-law suite, teenagers' room, or large office. Bring your boats, RVs and campers! 1% credit if buyer uses preferred lender