ASSUMABLE 5.125% INTEREST RATE! Seller offering $5000.00 incentive with a full Price Offer! If you're looking for charm, comfort, and quiet, welcome home. This beautifully maintained 4 bed, 3-bath home is nestled below street level on a private, gently sloped lot-offering the kind of peace and privacy that's hard to come by. The driveway leads you into your own quiet retreat, perfectly tucked away from traffic, road noise, and curious eyes. It's not just a home-it's a hidden gem. Home backs up to a preserved, wooded, and undeveloped tract of land owned by the community. NO BACKYARD NEIGHBORS! Hardwood floors flowing through the main living areas adds a touch of warmth and sophistication. The spacious, open layout is perfect for both entertaining and everyday living. The kitchen features granite countertops, a breakfast bar, and stainless steel appliances that combine style and functionality. The bright, eat-in kitchen area overlooks the private backyard both open and covered patio area. The generously sized bedrooms with large walk-in closets provide abundant storage space. The primary suite offers a private retreat, tile shower, double vanities and expansive walk in closet. Outside, the sloped backyard opens up to endless possibilities-think terraced gardens, a firepit hangout zone, or even your own hammock nook. Whether you're sipping coffee on the patio or watching the sunset from your private backyard, you'll feel like you're in your own world.