Move-in ready with no HOA and no Metro Tax! This charming single-story home offers convenient main-level living with 3 bedrooms and 1 bathroom, plus a one-car attached garage and additional side parking for a work truck, trailer, small RV, or boat. Located on a lovely street in an established neighborhood with mature trees, the home is just north of 29th St and west of Hwy 287, near Benson Sculpture Garden, Lake Loveland, Orchards Shopping Center, and Loveland High School - with a quick commute to Fort Collins. Inside, you'll appreciate the cozy wood-burning fireplace along with brand-new interior paint. The perfectly sized eat-in kitchen is filled with natural light and offers plenty of cabinet space. Exterior updates include brand-new paint and a new roof and gutters in 2022. The home also features forced air heating and central A/C for year-round comfort. Situated on a spacious 9,726 SF lot, the large fenced backyard offers plenty of space for outdoor living. Newer flatwork creates a great space for grilling and entertaining. With no HOA, bring your chickens, grow your garden, or simply enjoy your own outdoor space. This home presents an excellent opportunity for a wide range of buyers, including owner-occupants and investors. Loveland has no short-term rental (STR) restrictions or permit requirements, making it well-suited for Airbnb, VRBO, or mid-term rentals like Furnished Finder. Visit the property website for a video tour, full photo gallery, floor plan, and more. Don't miss your chance to own a great home or secure a smart investment.