Spacious two-level German-style luxury cottage nestled on nearly two acres of beautifully landscaped, park-like grounds in the gated Shagbark community. One of the few properties offering a level yard and abundant parking, this home was completely renovated from the studs up in 2010. The main level features a large primary suite with double vanities, Jacuzzi tub, and separate shower, along with two additional bedrooms and a full bath. The lower level offers a private in-law suite with its own full bath and generous storage. Interior highlights include a stunning stone wood-burning fireplace, fully equipped kitchen, oversized pantry, long breakfast bar, wood and tile flooring throughout, and multiple French and sliding doors providing seamless access to the expansive wraparound porch. Storage is exceptional on both levels. The acreage offers seasonal mountain views, space to build an additional home, and includes a serenity circle with firepit, fruit trees, herb garden, and tool shed. Offered furnished. HOA amenities include road maintenance, pool, clubhouse, two dog parks, frisbee golf course, RV and boat storage for nominal fee, and private storage area. Located in a wildlife sanctuary frequently visited by bear, deer, turkey, fox, and other native woodland species. Suitable as a permanent residence, vacation home, or income-producing overnight rental. The owner is offering owner financing to qualified buyers- TERMS ARE ATTACHED... Minimum Down Payment $62,000+, Interest rate 6%, Amortized 30yr. Payments include insurance, HOA & Taxes. Estimated Payment $4,205.