Buyer Financing Issues is your gain! Welcome to your new home in the heart of a charming neighborhood in four-season Payson. This wonderfully renovated 3 bedroom, 1 3/4 bathroom house offers a perfect blend of modern upgrades & cozy charm. Step inside to find updated laminate flooring that gleams under the natural light streaming in through large windows. The open floorplan is ideal for entertaining, a dining area that transitions seamlessly into an eat-in kitchen with new cabinets & stainless steel appliances. Outside, enjoy the convenience of a circular driveway, ample parking & space for your vehicles, including those toys! The oversized fenced back yard offers two sheds, a firepit, and seasonal water feature, fruit trees! No HOA! Perfect for full time, seasonal or rental.