Ready to downsize & enjoy an elegant, AFFORDABLE & care-free lifestyle? Or are you a snowbird looking for an affordable 2nd home? 3202 Pankin Drive is a BEAUTIFUL Condo in MINT condition. The Villas at Seminary Hill is a newer 55+ community located in the Hamlet of Carmel. LOW HOA, LOW TAXES!! Move right into this stylish 2 Bedroom, 2 Bathroom condo providing great space for entertaining or relaxing. The private entryway w/hall closet leads to the 2nd floor showcasing an upscale kitchen w/white soft-close cabinetry, stainless steel appliances, center island, quartz counter tops & tiled backsplash. The open floor plan integrates the kitchen, living room and dining room displaying gleaming hardwood floors & recessed lighting. Step inside the generous-sized primary bedroom w/ensuite bath boasting tiled shower w/glass doors, walk-in-closet & additional closet. The second bedroom provides access to rear deck overlooking peaceful grounds that offer seasonal views. The full hall bath features large white vanity, tiled floors, tiled shower/tub & glass doors. Private laundry room, utility room, attic access & 2 additional hall closets provide ample storage. The community club house w/kitchen provides an additional space for entertaining or gathering. Great Location -- Close to bus, park, schools, Putnam Hospital, Metro North Railroad, I84/684, Putnam Plaza, restaurants, shopping, medical offices, golf courses, lakes/reservoirs, walking/biking trails, close to JV & Danbury Mall. LOW TAXES & LOW HOA!! Come enjoy graceful & affordable living.