Rare opportunity to own, live, and earn in the heart of New Town St. Charles! This 3-story, mostly brick building offers flexibility and income potential in a prime location near the amphitheater, grocery store, New Town Fitness, and the scenic canal. Whether you're a savvy investor or an owner-occupant looking for supplemental income, this property checks all the boxes. *Unit 2*- ideal for an owner or tenant, spans two upper floors and features a spacious living room, updated kitchen with white cabinetry, stainless steel appliances, detailed wainscoting, modern paint colors, and a convenient half bath. The upper level includes two large bedrooms, two full baths, and in-unit laundry. *Unit 1*- located on the street level and currently leased, features soaring ceilings, an open-concept living and kitchen area, a spacious bedroom with closet, a full bath, and generous storage. Out back, you'll find two designated parking pads and easy alley access. Enjoy walkable access to New Town's vibrant lifestyle—shops, parks, lakes, concerts, dining, and trails. Unit 1 is already leased, providing immediate rental income at closing. Unit 2 could easily be leased as well, instantly giving you two income-producing doors in a highly desirable community. A rare opportunity to invest and thrive in one of St. Charles’ most sought-after neighborhoods!