Take advantage of a seller-financed 3-2-1 MORTGAGE RATE BUY-DOWN for full-priced offers on this spacious 4-bedroom, 3-bath residence in the serene River Oaks subdivision! Your initial mortgage rate could be as low as 3.5%, and the lucky buyer will save thousands in interest costs. This property is better than new--from lush front landscaping to the backyard pond view. Inside, the functional and open floor plan is a delight for both entertaining and relaxing with the family. As you enter, a cozy office/den is located behind French doors. The well-appointed kitchen offers ample counter space with bar seating for casual meals plus a more formal dining area, flowing seamlessly into a flexible living space. The generously proportioned primary bedroom suite leads to a large bath with double vanities, separate garden tub, walk-in shower and a spacious master closet. Two additional bedrooms plus another full bath with walk-in shower round out the main floor. Upstairs you will find a roomy... fourth bedroom with en-suite bath, perfect as a private retreat for guests or teens who like their own space. The patio door leads to a lanai-covered hot tub and fenced backyard. Enjoy a soothing soak in your hot tub as you listen to the fountain and watch turtles and ducks frolic in the pond. Pick avocados and limes from your very own trees. You'll find generous storage throughout the home and a 3-car garage with ample space for vehicles. Immaculate, move-in ready with attractive curb appeal, low HOA fees, walkable to A-rated Pine Trail Elementary School, convenient to restaurants and I-95 in a quiet and friendly neighborhood; this property is sure to please!