Exceptional Mixed-Use Opportunity in the Heart of Downtown Belmont! This versatile property offers the best of both worlds: retail tenants on the main floor and a rare, downtown residential loft unit on the upper level, ready to generate additional income or serve as an owner's retreat! The upper-level apartment blends modern comfort with historic charm- featuring exposed brick walls, rich hardwood floors, and an open-concept design! Enjoy a private elevator ride to your second-floor sanctuary, where a spacious living room, dining area, and reading nook provide ample space for entertaining or relaxing. The chef-inspired kitchen boasts granite countertops, double ovens, a gas cooktop, a center island, and a cozy fireplace... perfect for gatherings. Enjoy TWO expansive primary bedrooms, each with an en-suite bathroom, adorned with granite vanities, individual linen closets, and private water closets. Unwind on the balcony overlooking a peaceful courtyard, or pamper your fur-baby in the dedicated Dog Spa Room—a rare and thoughtful touch! This property combines investment potential with an elevated lifestyle, all in the midst of Belmont’s vibrant shopping and entertainment scene! Property is cross-listed as COMMERCIAL, MLS #4315742.