Set on 1.26 acres in a convenient central Monroe location, this 2,120 sq ft Split Level home with In-law apartment offers a spacious layout and excellent potential for the next owner to update and make it their own. The main living area features an open floor plan with cathedral ceilings, recessed lighting, and a bay window in the living room that fills the space with natural light. A fireplace anchors the living room and can be enjoyed from the adjoining kitchen and dining area. The dining room includes a slider to a large deck overlooking the backyard, providing great indoor-outdoor flow. Just a few steps up are 3 bedrooms, including a primary bedroom with direct access to the full bath, which also serves the other bedrooms. A few steps down from the main living area is the family room with tile flooring and a half bath, the laundry closet and access to the in-law apartment with its own living room, eat-in kitchen, bedroom, and full bathroom, offering flexible living arrangements for extended family or guests. Additional features include a solar system to offset heating costs, a 2-car attached garage, and a garden storage shed with overhead door, ideal for lawn equipment. With a desirable location, generous living space, and flexible layout, this home presents a great opportunity for buyers looking to add their own updates and personal touches.