Welcome home to this custom-built, single-owner ranch in the highly desirable neighborhood of The Summit in a central St. Charles location! From the moment you arrive, pride of ownership is clear. Inside, you're welcomed by an entry foyer with engineered hardwood flooring that flows throughout the entire main level. The open floor plan includes a formal dining room, family room with vaulted ceiling, and a wall of windows. The kitchen features Corian countertops with seamless undermount sink, breakfast bar, planning desk/coffee bar, and stainless steel appliances. A 15x15 four seasons room off the breakfast room offers a stunning view of the tree-lined backyard. Adjacent to the kitchen is a large laundry room and private half bath—perfect for clean-ups before entering the home. Three generously sized bedrooms and a full hall bathroom complete the main level. The primary ensuite boasts dual walk-in closets and a full bath with dual sinks, soaker tub, and shower. The walk-out lower level includes insulated walls, dual water heaters (one dedicated to the kitchen), rough-in for a full bath, and awaits your finishing touches. Additional features include a 3-car OVERSIZED garage, private backyard, and prime location near Hwy 364 & 70. Close to The Streets of St. Charles, shopping, dining, and all St. Charles has to offer. Homes rarely become available in this neighborhood—don’t miss this opportunity!