Welcome to this beautifully maintained 4 bedroom, 3 bathroom split-level home in the highly sought-after Churchill Downs community. The main level features rich hardwood floors, an open-concept living and dining area ideal for entertaining, and a spacious kitchen with tile flooring, stained cabinetry, granite countertops, and clear sightlines to both living spaces. The oversized primary suite offers custom closets and a fully renovated spa-inspired bathroom. Two additional secondary bedrooms share a well-appointed hall bath with a large soaking tub. Step outside from the dining room onto the brand-new oversized deck overlooking a generous, private backyard. The finished lower level impresses with tile floors throughout, a versatile game room, an expansive bedroom and full bath, a second family room with a cozy fireplace, and direct access to the lower patio. A two-car attached garage completes this exceptional property. This home is a modern masterpiece ready for its next family to enjoy. This Home Qualiifies for 100% Financing, GA Dream DPA, WE Deklb DPA