If you have been waiting for rates to drop into the 4% range, this is your chance! The Seller is offering a 2-1 buy down of the interest rate on this home!! Think about how much you are currently paying in rent, or if it's time to move up in housing or create a great investment property with as little as 5% down.Some photos virtually staged. Avoid the two-lane construction on Boyette Road (through 2028) with the key location of this homes multiple option access. This ½-acre pool home in the established Sugarloaf Ridge community presents a rare opportunity to own space, privacy, and an entertainer’s layout in a neighborhood where homes seldom become available. Set within an intimate 18-home double cul-de-sac within a non-flood zone area, low HOA and no CDD, the property offers a setting that is increasingly hard to find—mature surroundings, larger homesites, and a true sense of residential permanence. Designed with gathering in mind, the home features multiple living and flex spaces, including a dedicated game room with custom built-in bar and beverage cooler, an upstairs loft ideal for media, work, or play, and a layout that allows everyone room to spread out. The main living areas flow to a screened lanai and saltwater pool, creating a seamless indoor-outdoor connection ideal for entertaining.The backyard is a standout feature, offering a fully fenced yard with green space for play, pets, or future enhancements, along with a private pool and spa—delivering the kind of Florida lifestyle many buyers are seeking but rarely find in combination with this level of space.With 4 bedrooms, 3.5 baths, and a 3-car garage, the home provides both functionality and flexibility for a variety of living needs. Key system updates include roof replacement (2018), solar (owned), updated pool components and enclosure (2022), and multiple HVAC units replaced between 2020–2022. For buyers that recognize potential and prioritize location, lot, and lifestyle, this home offers a compelling opportunity to create something truly special in one of Valrico’s most established and desirable communities.