USDA Financing Eligible! Qualified buyers may purchase with $0 down and enjoy competitive interest rates. This newer home offers NO HOA and sits on a generously sized lot. Featuring 3 bedrooms, 2 bathrooms, and a 2-car garage, the desirable split floor plan is designed for comfortable everyday living. The open-concept kitchen boasts granite countertops, stainless steel appliances, and ample workspace, flowing seamlessly into the spacious great room. The private primary suite offers a large walk-in shower, dual-sink granite vanity, and an oversized walk-in closet. Premium upgrades include wood-look plank tile flooring throughout, energy-efficient 14 SEER HVAC, dual-pane Low-E windows, and R-38 cathedral attic insulation for year-round comfort and efficiency. Seller will consider installing A block wall with acceptable terms, making this an outstanding opportunity for buyers seeking added privacy and value. Don't miss your chance to own this move-in-ready home with exceptional financing options! And only 4 years old!