No HOA and No Metro District in Windsor with 4 bedrooms, 3 bathrooms, finished basement, stucco exterior, irrigation well, and flexible living space near downtown Windsor and Windsor Lake. Rare opportunity to own a home in an established neighborhood with fewer monthly fees, no HOA restrictions, and added property flexibility. Functional layout includes a main-level primary bedroom with bath, two additional main-floor bedrooms, spacious living room, dining area, kitchen, and family room. Finished basement adds a fourth bedroom, bathroom, large rec room, bonus room, and additional space ideal for office, gym, hobbies, media, or guest use. Approx. 2,755 finished sq ft and 2,902 total sq ft provide room to spread out and adapt to changing needs. Stucco exterior offers durable exterior construction, and the private irrigation well supports landscape watering and outdoor use. Covered patio, additional patio area, attached garage, and generous lot create usable indoor and outdoor living options. Convenient access to downtown Windsor restaurants, shopping, parks, schools, trails, Windsor Lake, Boardwalk Park, and the Windsor Recreation Center. Homes with 4 bedrooms, finished basement space, irrigation well, and no HOA or metro district taxes are hard to find in this location.