Located in San Francisco's sought-after Central Richmond District, 3735 Anza Street presents a rare seven-unit investment opportunity combining stable in-place income with exceptional owner-user and value-add potential. Built in 1927, the property has been thoughtfully maintained and benefits from numerous capital improvements, including a new roof (2025), completed soft-story seismic retrofit (2019), upgraded fire alarm system, and fresh exterior paint. The building has a vacant, fully remodeled top-floor penthouse residence, offering approximately 9 bedrooms and 3 bathrooms with breathtaking panoramic views of the Golden Gate Bridge, Presidio, and the San Francisco skyline. The unit features a beautifully appointed kitchen with premium finishes and stainless steel appliances, hardwood flooring, abundant natural light, and expansive picture windows that frame the spectacular view. Further enhancing the property's appeal is a large vacant 4+ car garage, providing exceptional flexibility for owner parking, additional rental income, storage, or future value-add opportunities. Residents also benefit from a shared on-site laundry room, while the six occupied units provide consistent in-place income. Combining strong cash flow, extensive building improvements, and a one-of-a-kind owner's residence with iconic views, 3735 Anza Street represents a compelling investment opportunity in one of San Francisco's most desirable neighborhoods.