Wonderful home located in Loveland's sought-after Windsong subdivision with no HOA! This spacious two-story home with a finished basement offers 4 bedrooms, 3 bathrooms, and all the room you need for family, guests, or entertaining. The main level features two separate living areas and a large kitchen, creating an ideal layout for gatherings and everyday living. Upstairs, you'll find three generously sized bedrooms, including a spacious 15' x 13' primary suite with a private en-suite bathroom. A convenient upstairs laundry room and an additional full bathroom complete the upper level. The finished basement provides even more flexible living space with a large family room, an additional bonus room that's perfect for a home office, craft room, workout space, or extra storage, plus a full bathroom. The fourth bedroom is generously sized and includes a large walk-in closet. The utility room offers abundant storage and is already equipped with hookups for a second laundry area if desired. Situated on a large lot, the backyard includes a storage shed, providing extra space while keeping the attached two-car garage free for vehicles and hobbies. Just a short walk north of the home, you'll find Kroh Park, offering convenient access to green space, playgrounds, and outdoor recreation. Don't miss this opportunity to own a spacious home in one of Loveland's most desirable neighborhoods without the expense of HOA dues!