* Motivated seller offering up to $4,000 in closing costs for a limited time! *

Tranquil cul-de-sac living in the heart of Panama City, just minutes from shopping, dining, schools, and the beaches. This move-in ready home offers the perfect balance of modern comfort and outdoor lifestyle — with no HOA restrictions.

Inside, you'll find an open and inviting layout with updated finishes throughout, a stylish kitchen featuring granite countertops and stainless-steel appliances, and spacious living areas ideal for everyday living or entertaining.

Step outside to a private, fully fenced backyard designed for enjoyment and functionality. Highlights include a pergola for relaxing or hosting guests, a fire pit for evenings outdoors, and a pole barn/workshop offering exceptional storage, hobby space, or utility use — a rare feature at this price point.

Located in a quiet neighborhood while still providing quick access to Panama City Beach, St. Andrews State Park, and local convenienc