VA assumable loan (3%) --Tucked away in the the coveted Treaty Oaks community, spacious 4 BR, 3 BA home offers a prime location and a layout designed for comfort. Gourmet kitchen with beautiful natural light, ample storage & double ovens. The adjacent great room seamlessly blends dining & living, perfect for entertaining or relaxing. Need a quiet space to work or study? Look no further than the downstairs office/den, providing the ideal setting for productivity. Unwind in the owner's bedroom with private bathroom and walk-in closet, walk-in shower & dual vanity sinks. In additional to the Owner's suite, the downstairs offers 2 other bedrooms, with one bath, and a laundry room. There's no shortage of space for family and guests to feel right at home, and upstairs, is a second owner's BR , w/ its own walk-in closet & full bath. Except for carpeted BR's, all flooring is beautiful wood-look tile. The outside provides relaxation. A Preserve lot sets the stage. Take a dip in the large saltwater jetted spa, unwind in the seating area or on the beautifully crafted pavered patio. surrounded by lush greenery. This inviting outdoor sanctuary is destined to become your favorite retreat, a place where you can unwind and recharge. The community boasts the convenience of being centrally located, with easy access to St. Johns schools, as well as shopping, dining, and entertainment options just moments away. The community also has amenities such as a workout room, pool, and gathering space. You have everything you need right at your fingertips, plus with quick access to major highways, navigating the city is a breeze, allowing you to enjoy all it has to offer while still relishing your own slice of paradise.