Welcome to 4040 Borneo Street in beautiful Bay St. Louis! Built in 2018, this 3-bedroom, 2-bath home blends modern design with coastal charm, making it ideal for full-time living, a weekend getaway, or a lucrative short-term rental opportunity. Perched along the scenic Jordan River, the home features expansive covered front and rear porches--perfect for taking in peaceful water views and unforgettable Gulf Coast sunsets. Inside, you'll find an inviting open layout with contemporary finishes that highlight the home's clean, modern feel. Additional highlights include an outdoor elevator for easy access, a spacious storage area with a shed beneath the home, and plenty of room for boats, kayaks, and all your waterfront gear. The included extra lot provides added privacy, flexibility, and long-term potential--whether you envision additional outdoor space, future building options, or simply more room to enjoy. Located in a USDA-eligible area, this property may qualify for special financing options. Whether you're searching for an income-producing investment or your own private waterfront escape, this opportunity stands out from the rest. Schedule your showing today