In one of South Bernal's most walkable pockets just off Cortland Ave on a flat, tree-lined block sits this luminous, updated SFH. At nearly 2,000 sq ft, this 3++ bd/3 ba residence blends stylish interiors w/ serene outdoor spaces in a flexible layout. Main lvl boasts a west-facing LR flooded w/ light, flowing into a chef-worthy kitchen w/ refined hardware, abundant counters & chic built-ins. A glass door opens to an expansive deck, perfect for entertaining, overlooking a landscaped yard ideal for yoga or al fresco dining. Also on this lvl: full ba, laundry, & flex office/guest rm. Upstairs, 2 tranquil bds share a light filled Jack-and-Jill ba w/ city views, each offering privacy & calm. Downstairs reveals versatile space w/ its own full ba (w/permit) + direct yard access, plus 3 finished rms perfect as gym, media, guest suites or bdrms. Outdoors, a sun-soaked yard w/ mature plum tree & drought-tolerant landscaping provides a peaceful retreat. Carport + ample street pkg, w/ quick access to 101/280, Alemany Farmers Market & Cortland shops complete this beautiful home. Rare combo of scale, style & indoor-outdoor flow equally suited for growth, entertaining, or retreat!