4099 ISLAND LAKES Dr, Winter Haven, FL 33881

Beds
3
Baths
2
Sqft
1,603
Garage
Yes

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Listed byKeller Williams Realty Smart 1
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Overview

One or more photo(s) has been virtually staged. NEW ROOF 2/9/2026 + $10K PRICE IMPROVEMENT on 7/24!

Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality.

A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout.

The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle.

Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting.

Whether you’re looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.

Location

Full feature list

Basic info

Property type
House
Number of stories
1
Number of bedrooms
3
Number of bathrooms
2
Square feet
1,603
Lot size (acres)
0.40
Year built
2006

Interior features

Laundry
Inside

Exterior features

Water view
Yes
Waterfront
Lake - Chain of Lakes

Garage and parking

Garage parking spaces
2

Utilities

Heating
Central
Cooling
Central Air
Sewer
Public Sewer
Water
Public Water

Estimated monthly costs

HOA Fees
$17

Taxes

Tax Annual Amount (2024)
$5,193.87

Public schools

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Sourced from: Stellar MLS MLS®#: P4934266 Last checked:

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