Now available for THDA loan and other 100% programs!!! This thoughtfully updated ranch on finished basement is on a prime corner lot in Hermitage! Tall ceilings, open layout, and new Andersen Low-E windows throughout fill the home with natural light, while updated black exterior trim, a charming arched entry, and freshly painted double decks create outstanding curb appeal. Main level features 3 bedrooms, spacious living and dining areas, bright kitchen with SS appliances, pantry, water filtration system, and breakfast nook with bay window overlooking huge private yard. The primary suite includes a double vanity, updated tile flooring, and dual closets. One BR is currently set up as a recording studio (with equipment negotiable). The expansive finished lower level offers incredible versatility with a private secondary primary suite, 5th bedroom with kitchenette, *separate living area which features a gas fireplace, tall ceilings, and private exterior access, making it ideal for multi-generational living, guests, rental income, or full-scale recording studio with dedicated tracking and isolation rooms. Enjoy outdoor living overlooking the spacious backyard complete with an *irrigation system and *storage shed with new roof. Additional highlights include a two-car garage, *central vacuum system, *new rear exterior doors, *rewired electrical panels, *whole-house water filtration system, and numerous recent improvements including *All new Andersen windows (2021), *New roof (2025), *New HVAC split unit (2025), *New hot water heater (2025), *Washer & Dryer (2023) will convey, and more! Full list attached in Facts & Features sheet. Seller open to a lease or lease purchase option. House protected under complete care warranty through Cool-Ray including electrical, plumbing & HVAC. A rare opportunity offering flexible living arrangements, income-producing potential, & space to make it your own. Some photos have been enhanced using AI as vision boards.