This beautifully renovated split-level home is located in a 100% USDA financing area with NO HOA-perfect for those seeking space, privacy, and convenience. Enjoy Southern charm from the expansive covered wrap-around front porch, leading into the main level featuring beautiful LVP flooring and a vaulted family room with a cozy fireplace. The fully renovated kitchen boasts new cabinets, granite countertops, stainless steel appliances, and a bright dining area with a bay window. Upstairs offers 3 bedrooms and 2 full baths, including a primary suite with a trey ceiling, walk-in closet, and updated en-suite with dual sinks with granite top, a soaking tub, and separate shower. Just a few steps below the garage level with door openers, you'll find a huge bonus room-ideal as a 4th bedroom, media room, or home office. Outside features a fenced backyard, great back deck, and easy access to the covered front porch. New updates include flooring, fixtures, appliances, HVAC, water heater, interior/exterior paint, and more. Conveniently located near Villa Rica, Temple, and Dallas! FHA Eligible: 8/28/25