Neat home with front porch with a lot of of extensive renovations a new roof, siding, windows, furnace, air conditioner, water heater, plumbing lines, flooring, electrical updates, and a newly remodeled bathroom you must be If you are any of the following: ? A first time homebuyer or have not owned a home within the past 3 years, ? A Veteran, ? A Single Parent, or -an individual who (1) is unmarried or legally separated from a spouse and (2) is pregnant or has one or more children for whom the individual has custody or joint custody. ? A Displaced Homemaker -an individual who is (a) an adult (b) has not worked full-time in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family; and (c) is unemployed or underemployed and is experiencing difficulty in obtaining or upgrading employment