Welcome to 440 3rd Street, a spacious and thoughtfully maintained 4-bedroom, 2.5-bath home offering room to grow in a desirable Dunellen neighborhood. This expanded Cape Cod-style residence features a bright living room with bay window, formal dining room, eat-in kitchen and a functional floor plan designed for comfortable everyday living. The private primary suite includes an en-suite bath and generous closet space, while three additional bedrooms provide flexibility for guests, a home office or changing household needs. A full unfinished basement, expansive walk-up attic and attached garage offer exceptional storage and future expansion potential rarely found at this price point. Outside, a large rear deck overlooks the level backyard, creating the perfect setting for entertaining or relaxing. Additional highlights include low-maintenance vinyl siding backed by a transferable lifetime warranty. Ideally located near parks, schools, downtown Dunellen, major highways and NJ Transit with direct rail service to New York Penn Station. Qualified buyers who have not owned a home in the past three years may also be eligible for a special financing program featuring as little as 5% down, a competitive 30-year fixed rate, no PMI with less than 20% down, no points and a waived bank fee.