New construction

440 OLIVE CONCH St, Ruskin, FL 33570

Beds
5
Baths
3
Sqft
2,522
Garage
Yes

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Listed byFLORIDA'S 1ST CHOICE RLTY LLC
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Overview

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for
entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL
OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove
amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently
located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH) (SELLERS WILL ALSO PROVIDE A $20,000 INCENTIVE TO BUYERS TO GO TOWARDS THE SOLAR PACKAGE PROGRAM ) TOTAL BALANCE TO BE AROUND $19,000 (WITH A VALUE OF $47,000)

Location

Full feature list

Basic info

Property type
House
Number of bedrooms
5
Number of bathrooms
3
Square feet
2,522
Lot size (acres)
0.11
Year built
2020

Interior features

Laundry
Laundry Room

Exterior features

New construction
Yes
Waterfront
Pond

Garage and parking

Garage parking spaces
2

Utilities

Heating
Central
Cooling
Central Air
Sewer
Public Sewer
Water
Public Water

Estimated monthly costs

HOA Fees
$8

Taxes

Tax Annual Amount (2025)
$7,026

Public schools

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Sourced from: Stellar MLS MLS®#: TB8511817 Last checked:

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