Welcome home to this beautifully crafted two-story gem in Monterra, built in 2012 with NO HOA or Mello Roos. Imagine living within 3,420 sq ft of living space with 4 spacious bedrooms + LOFT (optional 5th) and an Office/den (potential 6th), 3.5 baths, and a finished 2-car garage. A downstairs JR. SUITE with a private bath is ideal for guests or multi-gen living, and the Office/Den easily converts to another bedroom with added closet space or a work from home space. The grand entry opens to formal living and dining rooms with soaring ceilings and an abundance of natural light. The layout includes separate Living, Dining, and Family rooms. Love to cook? The kitchen will impress with stainless steel appliances, a brand-new gas range, granite countertops, a large center island, generous cabinetry, and large a walk-in pantry. Upstairs, enjoy a versatile loft — great for games, workouts, work-from-home, or additional sleeping space. The spacious primary suite includes (2) walk-in closets, dual vanities, a separate shower, and a luxurious soaking tub. The front yard offers low-maintenance landscaping with drip system and a charming porch. Located near parks, trails, shopping, dining, and commuter-friendly freeway access. Call today for your private showing or Open House dates.