Built in 2019, this hard-to-find MASTER ON MAIN offers a modern floor plan that blends comfort, style, and functionality-perfect for both everyday living and entertaining. The main level features an inviting gathering room flowing to a casual dining area, a gourmet kitchen with granite countertops, gas cooktop, large island, and spacious walk-in pantry. The private Owner's Suite on the main floor provides a serene retreat with the convenience of SINGLE-LEVEL living. Upstairs, a versatile loft offers space for a media room, home office, or play area, along with three additional bedrooms, AND an additional FLEX room used as a 4th bedroom and 2 well-appointed baths. With a Jack & Jill bathroom & en-suite for the third bedroom, everyone has their own peaceful retreat. Don't forget the gleaming hardwoods, window coverings and beautiful finishes & fixtures. This meticulously maintained 1-Owner home will not disappoint. Step outside to a covered patio overlooking the spacious & private backyard; ideal for relaxing or hosting guests. With its stacked-stone facade, generous lot, and thoughtful design, this home delivers both curb appeal and lasting livability. If you are looking for investment property this is also a fantastic opportunity. Located in The Oaks, a sought-after Duluth community close to shopping, dining, and top-rated schools, this home perfectly combines modern living with everyday convenience.